The Best Way to Invest in Home Alarm Systems
Nearly everyone considers whether or not to invest in some sort of personal protection or home alarm measures at some point in their lives. This event is often precipitated by life events such as getting married and buying a new home, or after the birth of a child when every parent is vigilant of any sort of danger that could jeopardize the safety of their most valuable possession. And in other cases, security may be thought of only after a home burglary or personal attack occurs. Given that people are likely to start thinking of security at times in their lives that are more stressful, it can often lead them to make impulsive choices that may end up costing them too much money, or worse yet, leave them with a security system they may not even know how to use properly. Given this, it is important to take your time to decide exactly what the exact needs are for your home and for your family.
Wired Security Systems
This is the traditional home security system that most people probably think of. In general, they are installed when the home is built and and have many options. 24 hour alarm monitoring service wherein a representative will call to check on you if your alarm is triggered is one of the biggest benefits of this more expensive system; It will act as an additional measure of protection for you by having emergency services just a call away. Usually wired security systems also benefit you by also providing additional exterior protection to your home and by including smoke and heat detectors which will add an additional layer of protection in case a fire occurs.
However, unfortunately there are also a few downsides by having a wired system in your home, as well. Firstly, they are generally connected to the central monitoring station by a phone line, which is accessible from the outside of your home. Therefore, a potential intruder who had familiarized himself with your home and system could cut the phone line prior to entering. While your security company might know there was a problem with the phone line being down, they would likely not treat it as a criminal type of situation and alert emergency services. However, technology is rapidly improving, and arguably, from anywhere from ten to fifteen dollars per month, it is well worth it to add an extra measure of protection to your security arsenal.
For those who have the desire and knowledge to DIY, it is possible to install your own security system in your home which can be monitored by computer or smartphone. Though they lack some of the fancier features of a system monitored by professionals, they have the added bonus of being wireless which is what some homeowners are looking for. For those who rent rather than own, wireless security is often the only security system that is workable since it would be entirely portable for when the tenants leave. Many times, even if your landlord consents to a wired home security service , the company may not do a free transfer of your service if you plan to only reside at the same address for one or two years. Other companies allow only long term (over 5 years) customers the option of setting up the system in their new residence for free. Guardian, Pinnacle, and Vivint all offer moving programs of this nature.
Though cameras are often part of an existing home security system, filming the activity in an outside of your home is an issue that is somewhat controversial. Many times, the lines are blurred as to what constitutes the property of the homeowner, and has occasionally been the source of lawsuits. For instance, does a homeowner have a right to place a camera in his/her home that directly faces–and also records–the activity of neighbors? To some, this is an unnecessary invasion of privacy. For others, they feel that a large part of security is being able to apprehend an intruder before they are able to even begin the process of breaking into a home via the doors or windows. Be sure that you are knowledgeable of the laws and statues in your particular state prior to purchasing or installing exterior security cameras.
Costs vs. Benefits
Good home security systems are not cheap. This is a fact that people who are hesitant to invest in security regularly reiterate. They may have just purchased a new home or relocated for a job and simply do not feel they have disposable income to prevent crime they feel (or hope) will never affect them. Though an understandable sentiment, there are a few things to consider. One, many people do not know that investing in a home security system can actually lower their home owners or renter’s insurance. Call your insurance company and ask them what improvements an be made to the security of your home in order to lower your rates. Usually they are more than happy to be of assistance and may even offer you ideas or recommend a reputable security company to you. Usually you will wind up saving up to 15% on your current payment,in addition to the peace of mind you will have. For instance ,if you would end up spending around $30 per month or $350 per year on home monitoring and $500 per year on home insurance,if you now get a 20% discount on your insurance, you have essentially dropped the cost to $260. Of course this largely depends on the perspective you have towards making purchases and how much you able to afford over the long run. Also, it is best to consult with at least three companies prior to making a commitment; The security system that best suits the needs of your neighbor or family member is not necessarily the one that will be the best fit for your home and family. Many companies will also give free evaluations and/or estimates, so call around.